- No minimum balance to open.
- We use the average daily balance method to calculate the interest on your account. The interest will be compounded and paid to your account quarterly.
- Quarterly statement cycle service charge of $1.00 will be imposed if the average daily balance falls below $200 in that cycle.
- Savings transfers by preauthorized, automatic, telephone or internet are limited to six transactions per statement cycle.
- A per debit fee of $ .50 will be charged for each debit transaction in excess of nine during a calendar quarter.